ICICI BANK Relationship Manager (ICICI Ascend Program- 2020) Interview Questions & Experience Guide

Interview Preparation
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301

Company Name: ICICI Bank

Position: Relationship Manager (ICICI Ascend Program- 2020)

Location: [Not specified]

Application Process: I applied for this role through Naukri.com before February 2023.

Interview Rounds:

  • Round 1 - One-on-one Round:
    • Questions Asked:
      • Why are you interested in this position?
    • Your Approach: I highlighted my passion for building relationships and my interest in the banking sector, aligning my skills with the role’s requirements.
    • Outcome: [Not specified]

Preparation Tips:

  • Focus on understanding the role and how your skills align with it.
  • Be prepared to articulate your interest in the banking sector and relationship management.

Conclusion:
The interview was straightforward, with a focus on understanding my motivation for the role. It’s important to clearly communicate your interest and how your background fits the position.

302

Company Name: ICICI Bank

Position: Relationship Manager (ICICI Ascend Program- 2020)

Location: [Not specified]

Application Process: I applied via LinkedIn and was interviewed before August 2023.

Interview Rounds:

  • Round 1 - One-on-one Round:
    • Questions Asked:
      1. What are repo rates and reverse repo rates?
      2. What are leverage ratios and how do you analyze them?
    • Your Approach: I relied on my knowledge of banking and financial concepts to explain repo rates, reverse repo rates, and leverage ratios in detail. I also provided examples to illustrate how these metrics are used in financial analysis.
    • Outcome: [Result not specified]

Preparation Tips:

  • Use your knowledge and experience to answer questions confidently.
  • Brush up on key banking and financial concepts like repo rates, reverse repo rates, and leverage ratios.

Conclusion:
The interview was straightforward and focused on testing my understanding of financial concepts. I felt prepared, but I would recommend future candidates to also practice explaining these concepts in simple terms to ensure clarity.

303

Company Name: ICICI Bank

Position: Relationship Manager (ICICI Ascend Program- 2020)

Location: Not specified

Application Process: I applied for the position through Naukri.com in December 2022.

Interview Rounds:

  • Round 1 - Resume Shortlist:

    • Questions Asked: No specific questions were asked in this round. The focus was on reviewing my resume for relevance and professionalism.
    • Your Approach: I ensured my resume was well-structured, highlighting my skills and experience relevant to the role.
    • Outcome: My resume was shortlisted, and I moved to the next round.

  • Round 2 - One-on-One Interview:

    • Questions Asked:
      1. Banking knowledge test.
      2. Banking-related question (specifics not provided).
    • Your Approach: I prepared by brushing up on core banking concepts and staying updated with recent industry trends.
    • Outcome: The interview went well, but further details about the outcome weren’t shared.

Preparation Tips:

  • Maintain a strong understanding of banking fundamentals.
  • Highlight relevant skills and experience in your resume.
  • Stay updated with the latest trends in the banking sector.

Conclusion:
Overall, the interview process was straightforward. Ensuring my resume was professional and preparing thoroughly for the technical round helped me perform well. For future candidates, I’d recommend focusing on banking knowledge and presenting a polished resume.

304

Company Name: ICICI Bank

Position: Relationship Manager (ICICI Ascend Program- 2020)

Location: Not specified

Application Process: The application process involved a resume shortlist followed by aptitude and technical rounds.

Interview Rounds:

  • Round 1 - Resume Shortlist:

    • Questions Asked: The recruiter reviewed the resume for accuracy and relevance.
    • Your Approach: Ensured the resume was free of spelling mistakes and clearly highlighted relevant skills and experiences.
    • Outcome: Successfully shortlisted for the next round.

  • Round 2 - Aptitude Test:

    • Questions Asked: General questions on reasoning, quantitative aptitude, and English.
    • Your Approach: Prepared by practicing sample aptitude questions and revising basic concepts.
    • Outcome: Cleared the aptitude test.

  • Round 3 - Technical Round:

    • Questions Asked: Personal interview focusing on background, skills, and suitability for the role.
    • Your Approach: Highlighted relevant experiences and demonstrated knowledge of key skills like SME sales, customer relationship, and retail liabilities.
    • Outcome: Successfully cleared the technical round.

Preparation Tips:

  • Double-check your resume for spelling and grammatical errors.
  • Practice aptitude tests covering reasoning, quant, and English.
  • Be prepared to discuss your background and how it aligns with the role of a Relationship Manager.

Conclusion:
The interview process was structured and focused on assessing both technical and interpersonal skills. Ensuring a polished resume and thorough preparation for aptitude and technical questions were key to success. Future candidates should emphasize their relevant skills and experiences clearly during the interview.

305

Company Name: ICICI Bank

Position: Relationship Manager (ICICI Ascend Program- 2020)

Location: Not specified

Application Process: I applied via the company website and was interviewed before April 2023.

Interview Rounds:

  • Round 1 - One-on-one Round:
    • Questions Asked:
      1. About yourself and overall experience and work profile.
      2. What is your role in the current company?
      3. About team handling.
      4. Your strengths and weaknesses.
      5. Are you ready to work anywhere?
    • Your Approach: I prepared a concise summary of my career journey, highlighting key roles and achievements. For team handling, I discussed specific instances where I led or collaborated with teams. For strengths and weaknesses, I balanced honesty with a focus on growth. I emphasized flexibility and adaptability for the last question.
    • Outcome: The round went well, and I received positive feedback on my clarity and confidence.

Preparation Tips:

  • Prepare a detailed summary of your career growth, including where you started, key positions, and achievements.
  • Be ready to discuss your current role and responsibilities in depth.
  • Reflect on your strengths and weaknesses, ensuring you can articulate them clearly.
  • Demonstrate flexibility and willingness to adapt to new locations or roles.

Conclusion:
The interview was a great learning experience. I felt confident in my responses, but I realized the importance of being even more specific about my achievements. For future candidates, I’d advise thorough preparation about your career journey and staying calm and composed during the interview.

306

Company Name: ICICI Bank

Position: Relationship Manager (ICICI Ascend Program- 2020)

Location: [Not specified]

Application Process: I applied via a walk-in and was interviewed in April 2023.

Interview Rounds:

  • Round 1 - Resume Shortlist:

  • Questions Asked: N/A (Resume screening round)

  • Your Approach: Ensured my resume was properly aligned and formatted to make it easy for the recruiter to read.

  • Outcome: Shortlisted for the next round.

  • Round 2 - HR Round:

  • Questions Asked:

    1. Self-introduction.
    2. Work experience.

  • Your Approach: Gave a concise and clear self-introduction, highlighting relevant skills and experiences. For the work experience question, I focused on my achievements and how they align with the role.

  • Outcome: Advanced to the next round.

  • Round 3 - HR Round:

  • Questions Asked:

    1. Tell me about your work experience.
    2. Why did you leave your previous company?

  • Your Approach: Detailed my work experience, emphasizing key responsibilities and accomplishments. For the second question, I provided a professional and honest reason for leaving my previous role.

  • Outcome: [Not specified]

Preparation Tips:

  • Ensure your resume is well-formatted and easy to read.
  • Practice clear and concise self-introductions.
  • Be prepared to discuss your work experience in detail, focusing on achievements.
  • Have a professional and honest answer ready for why you left your previous company.

Conclusion:
The interview process was straightforward, with a focus on resume screening and HR rounds. Proper resume formatting and clear communication were key to progressing through the rounds. Future candidates should focus on presenting their experience effectively and being prepared for standard HR questions.

307

Company Name: ICICI Bank

Position: Relationship Manager (ICICI Ascend Program- 2020)

Location: [Not specified]

Application Process: I applied for this role through Naukri.com and was interviewed before September 2023.

Interview Rounds:

  • Round 1 - Aptitude Test:

    • Questions Asked: The test included some twisted questions, making it a bit challenging.
    • Your Approach: I tried to stay calm and focused, tackling each question methodically.
    • Outcome: I passed this round and moved on to the next stage.

  • Round 2 - Group Discussion:

    • Questions Asked: The discussion involved two members from ICICI Bank and me.
    • Your Approach: I actively participated, shared my thoughts clearly, and listened to others.
    • Outcome: It was a good round, and I advanced to the next stage.

  • Round 3 - One-on-One Round:

    • Questions Asked:
      1. They asked about myself, my career, and other general questions.
      2. What are your expectations?
    • Your Approach: I answered honestly, highlighting my career aspirations and aligning them with the role.
    • Outcome: The round went well, and I felt confident about my responses.

Preparation Tips:

  • Stay calm and composed during aptitude tests.
  • Practice active listening and clear communication for group discussions.
  • Be prepared to discuss your career goals and expectations in detail for one-on-one rounds.

Conclusion:
Overall, the interview process was smooth and well-structured. I felt prepared, but I could have practiced more for the aptitude test to handle the tricky questions better. For future candidates, I’d recommend thorough preparation for each round and staying confident throughout the process. Good luck!

308

Company Name: ICICI Bank

Position: Relationship Manager (ICICI Ascend Program- 2020)

Location: [Not specified]

Application Process: I applied through a newspaper advertisement before February 2023.

Interview Rounds:

  • Round 1 - Aptitude Test:

  • Questions Asked: Online test conducted as a preliminary screening.

  • Your Approach: Prepared basic aptitude topics like quantitative ability, reasoning, and verbal skills.

  • Outcome: Cleared the round successfully.

  • Round 2 - Assignment Round:

  • Questions Asked: Asked to complete a written assignment.

  • Your Approach: Focused on clarity and relevance while completing the assignment.

  • Outcome: Successfully moved to the next round.

  • Round 3 - HR Round:

  • Questions Asked: Questions about the bank and general banking knowledge.

  • Your Approach: Researched ICICI Bank’s services, values, and recent developments to answer confidently.

  • Outcome: [Result not specified]

Preparation Tips:

  • Brush up on basic aptitude topics for the initial screening.
  • Stay updated with general banking knowledge and ICICI Bank’s offerings.
  • Practice writing assignments clearly and concisely.

Conclusion:
The interview process was straightforward, with a mix of aptitude, assignment, and HR rounds. Preparing well for each stage and understanding the bank’s operations helped me navigate the process smoothly. For future candidates, I’d recommend thorough preparation and staying confident throughout the rounds.

309

Company Name: ICICI Bank

Position: Relationship Manager (ICICI Ascend Program- 2020)

Application Process: The application process began with a resume shortlist round, followed by a one-on-one interview round.

Interview Rounds:

  • Round 1 - Resume Shortlist:

    • Questions Asked: No specific questions were asked in this round. The focus was on evaluating the resume for relevant experience and qualifications.
    • Your Approach: I ensured my resume was concise, highlighting my relevant experience and skills without including unnecessary personal details like photos, gender, age, or address.
    • Outcome: My resume was shortlisted, and I moved to the next round.

  • Round 2 - One-on-One Interview:

    • Questions Asked:
      1. Video call interview focusing on present and past experiences.
      2. Questions about qualifications, last pay scale, and other relevant details.
    • Your Approach: I prepared by reviewing my past experiences and ensuring I could articulate them clearly. I also researched common interview questions for the role to anticipate what might be asked.
    • Outcome: The interview went well, and I was able to provide detailed answers to the questions asked.

Preparation Tips:

  • Keep your resume concise and focused on relevant skills and experiences. Avoid including personal details like photos, gender, age, or address.
  • Stay updated with job-seeking platforms to explore opportunities and prepare for interviews.
  • Research common interview questions for the role and practice articulating your experiences clearly.

Conclusion:
Overall, the interview process was smooth and well-structured. I found that being prepared with a well-crafted resume and practicing common interview questions helped me perform confidently. For future candidates, I’d recommend focusing on clarity in your responses and ensuring your resume aligns with the job requirements.

310

Company Name: ICICI Bank

Position: Relationship Manager (ICICI Ascend Program- 2020)

Location: [Location not specified]

Application Process: The application process involved submitting a resume for shortlisting, followed by an aptitude test and a one-on-one interview round.

Interview Rounds:

  • Round 1 - Resume Shortlist:

    • Questions Asked: The focus was on verifying the details mentioned in the resume.
    • Your Approach: I ensured my resume was truthful and detailed, highlighting relevant experiences and skills.
    • Outcome: My resume was shortlisted for the next round.

  • Round 2 - Aptitude Test:

    • Questions Asked: The test consisted of 23 questions covering various topics.
    • Your Approach: I prepared by practicing aptitude questions from previous years and focused on time management.
    • Outcome: I cleared the test and moved to the final round.

  • Round 3 - One-on-One Interview:

    • Questions Asked: The interviewer asked, “When was your last visit to the bank? Describe.”
    • Your Approach: I answered honestly, describing my recent visit and the purpose behind it, while also relating it to my interest in banking.
    • Outcome: The interview went well, and I received positive feedback.

Preparation Tips:

  • Ensure your resume is accurate and detailed.
  • Practice aptitude tests to improve speed and accuracy.
  • Be prepared to discuss your experiences and interests related to banking.

Conclusion:
The overall experience was smooth and well-structured. Being truthful in my resume and preparing thoroughly for the aptitude test helped me succeed. For future candidates, I’d advise focusing on resume accuracy and practicing aptitude questions to build confidence.

311

Company Name: ICICI Bank

Position: Relationship Manager (ICICI Ascend Program- 2020)

Location: Ahmedabad

Application Process: I applied through campus placement at ICFAI Business School, Ahmedabad, and the interview process took place before August 2022.

Interview Rounds:

  • Round 1 - Resume Shortlist Round:

    • Questions Asked: N/A (Resume-based shortlisting)
    • Your Approach: Ensured my resume was concise and highlighted relevant skills and experiences.
    • Outcome: Successfully shortlisted for the next round.

  • Round 2 - Group Discussion Round:

    • Questions Asked: Case study discussion.
    • Your Approach: Actively participated, shared structured insights, and listened to others’ viewpoints.
    • Outcome: Cleared the round and moved to the final interview.

  • Round 3 - One-on-One Round:

    • Questions Asked:
      1. Tell me about your journey.
      2. If you have a business, why don’t you want to join your business?
      3. What do you mean by a relationship manager?
      4. What did you do in your internship?
      5. During your internship, what are the three things you learned?
    • Your Approach: Answered honestly, linked my experiences to the role, and emphasized my learnings and adaptability.
    • Outcome: Awaiting final results.

Preparation Tips:

  • Focus on communication skills and clarity.
  • Be prepared to discuss your resume in detail.
  • Practice case studies and group discussions to improve articulation.
  • Understand the role of a relationship manager thoroughly.

Conclusion:
The interview process was smooth and well-structured. I felt confident in my responses, especially in the one-on-one round. For future candidates, I’d recommend being clear about your career goals and how they align with the role. Also, practice active listening during group discussions to stand out.

312

Company Name: ICICI Bank

Position: Relationship Manager (ICICI Ascend Program- 2020)

Location: Not specified

Application Process: Applied via the company website in July 2022.

Interview Rounds:

  • Round 1 - Resume Shortlist:

  • Questions Asked: N/A (Resume screening round)

  • Your Approach: Ensured my resume was error-free and highlighted relevant skills for the BFSI sector.

  • Outcome: Successfully shortlisted for the next round.

  • Round 2 - One-on-One Interview:

  • Questions Asked:

    1. Questions about CASA, LI, GI, PL, BL, FD, Repo-Rate, and Reverse Repo-Rate.
    2. How do you tackle setbacks?

  • Your Approach: Prepared thoroughly for banking and financial terms, and shared a personal example of overcoming a setback.

  • Outcome: Cleared the round and received positive feedback.

Preparation Tips:

  • Just be yourself and express your real strengths in the BFSI field.
  • Brush up on key banking terms and concepts like CASA, Repo-Rate, etc.

Conclusion:
The overall experience was smooth, and the interviewers were supportive. I would advise future candidates to stay confident and focus on their strengths in the BFSI domain. Being well-prepared with industry-specific knowledge definitely helps!

313

Company Name: ICICI Bank

Position: Relationship Manager (ICICI Ascend Program- 2020)

Location: [Not specified]

Application Process: I applied via a newspaper ad and was interviewed in January 2023.

Interview Rounds:

  • Round 1 - HR Round:
    • Questions Asked:
      1. Tell me about yourself and your interest in this role.
      2. Salary discussion, work culture, and a 3-day induction program.
    • Your Approach: I introduced myself professionally, highlighting my relevant skills and enthusiasm for the role. For the salary discussion, I was open to negotiation and asked about the work culture to understand the environment better.
    • Outcome: [Result not specified]

Preparation Tips:

  • Quickly learn and adapt to new information. Focus on career growth opportunities in the future.

Conclusion:
The interview was straightforward, with a focus on understanding my fit for the role and the company culture. I recommend being clear about your expectations and showing enthusiasm for the position.

314

Company Name: ICICI Bank

Position: Relationship Manager (ICICI Ascend Program- 2020)

Location: Dehradun (via campus placement at Doon Business School)

Application Process: Applied through campus placement at Doon Business School before March 2023.

Interview Rounds:

  • Round 1 - HR Round:
    • Questions Asked:
      1. Introduce yourself.
      2. Why do you want to work in a bank?
    • Your Approach:
      • For the introduction, I highlighted my educational background, relevant skills, and any prior experience that aligns with the role.
      • For the second question, I emphasized my interest in the banking sector, customer interaction, and how the role aligns with my career goals.
    • Outcome: Cleared the round and moved forward in the process.

Preparation Tips:

  • Brush up on basic banking terms and concepts.
  • Prepare a concise and impactful self-introduction.
  • Research the role and the bank to answer “Why banking?” convincingly.

Conclusion:
The interview was straightforward, and the HR round focused on assessing my communication skills and motivation for the role. Being clear and confident in my responses helped me succeed. For future candidates, I’d recommend practicing common HR questions and understanding the bank’s values and offerings.

315

Company Name: ICICI Bank

Position: Relationship Manager (ICICI Ascend Program- 2020)

Location: Not specified

Application Process: I applied via the company website in December 2021.

Interview Rounds:

  • Round 1 - Resume Shortlist:

  • Questions Asked: N/A (Resume screening round)

  • Your Approach: Ensured my resume was professional and highlighted relevant qualifications and experience.

  • Outcome: Shortlisted for the next round.

  • Round 2 - HR Round:

  • Questions Asked:

    1. General interaction and introduction.
    2. Academic qualifications and work experience.
    3. Tell about your profile and mention the experience that will be useful in banking.

  • Your Approach: Answered confidently, focusing on my academic background and how my previous experience aligns with the banking role.

  • Outcome: Advanced to the next round.

  • Round 3 - One-on-one Round:

  • Questions Asked:

    1. About previous experience: what numbers I achieved in my previous job, what ratings and promotions I received.
    2. How will my experience be used in banking?
    3. Why switch from insurance to banking?

  • Your Approach: Highlighted my achievements and explained how my skills are transferable to the banking sector.

  • Outcome: Successfully cleared the round.

Preparation Tips:

  • Focus on building confidence and a positive attitude.
  • Be prepared to discuss your previous experience in detail and how it relates to the banking role.

Conclusion:
The interview process was smooth, and the questions were straightforward. I realized that confidence and clarity in communication are key. For future candidates, I’d advise thoroughly understanding your resume and being ready to explain how your background fits the role.

316

Company Name: ICICI Bank

Position: Relationship Manager (ICICI Ascend Program- 2020)

Location: [Location not specified]

Application Process: I applied via the company website and was interviewed in November 2022.

Interview Rounds:

  • Round 1 - Resume Shortlist:

    • Details: The company reviewed my resume to assess my qualifications and alignment with the role.
    • Outcome: I was shortlisted for the next round.

  • Round 2 - Aptitude Test:

    • Details: This round tested my problem-solving and analytical skills to evaluate my suitability for the company.
    • Outcome: I cleared this round and moved forward.

  • Round 3 - Group Discussion:

    • Details: A case study was provided, and the company assessed my opinions, communication skills, and thought process during the discussion.
    • Outcome: I performed well and advanced to the final round.

  • Round 4 - Interview:

    • Questions Asked:
      • Tell me about yourself.
      • What do you know about the company?
      • Questions related to my interests and preferred locations.
    • Your Approach: I answered confidently, highlighting my skills and enthusiasm for the role. I also researched the company beforehand to answer the second question effectively.
    • Outcome: I successfully cleared this round.

Preparation Tips:

  • Research the company thoroughly, including its values, services, and recent developments.
  • Practice aptitude tests to improve speed and accuracy.
  • Work on communication skills for the group discussion round.
  • Prepare a concise and impactful self-introduction.

Conclusion:
The overall experience was smooth and well-structured. I felt confident because I had prepared well for each round. For future candidates, I’d recommend focusing on company research and practicing group discussions to stand out. Good luck!

317

Company Name: ICICI Bank

Position: Relationship Manager (ICICI Ascend Program- 2020)

Location: [Not specified]

Application Process: I applied through the company website and was interviewed before September 2023.

Interview Rounds:

  • Round 1 - One-on-one Round:
    • Questions Asked:
      1. Difference between current account & savings account.
      2. What is repo rate?
    • Your Approach: I prepared by revising basic banking concepts, including the differences between various types of accounts and key financial terms like repo rate. I answered confidently, providing clear and concise explanations.
    • Outcome: I passed this round and moved forward in the process.

Preparation Tips:

  • Focus on fundamental banking concepts, especially those related to accounts, loans, and financial terms.
  • Practice explaining these concepts in simple terms to ensure clarity during the interview.

Conclusion:
The interview was straightforward, and my preparation paid off. I would advise future candidates to thoroughly review banking basics and stay updated on current financial trends to ace such interviews.

318

Company Name: ICICI Bank

Position: Relationship Manager (ICICI Ascend Program- 2020)

Location: [Not specified]

Application Process: [Not specified]

Interview Rounds:

  • Round 1 - Resume Shortlist:

    • Questions Asked: Resume was reviewed for alignment and formatting.
    • Your Approach: Ensured the resume was well-structured and easy to read.
    • Outcome: Successfully shortlisted for the next round.

  • Round 2 - One-on-One Interview:

    • Questions Asked:
      1. Tell me about yourself.
      2. Describe your previous jobs.
    • Your Approach: Provided a concise introduction, including a brief overview of my job history, and maintained a positive demeanor with a smile.
    • Outcome: Selected for the role.

Preparation Tips:

  • Focus on presenting a well-formatted and aligned resume.
  • During the interview, include a brief explanation of your job history in your introduction and maintain a friendly attitude.

Conclusion:
The interview process was straightforward, and the key to success was a well-prepared resume and a confident, friendly approach during the one-on-one round. Smiling and being concise in responses helped make a positive impression.

319

Company Name: ICICI Bank

Position: Relationship Manager (ICICI Ascend Program- 2020)

Location: [Not specified]

Application Process:
I applied for the position through the ICICI Ascend Program in December 2022. The process involved a resume shortlist, followed by an aptitude test and an HR interview.

Interview Rounds:

  • Round 1 - Resume Shortlist:

  • Questions Asked: The recruiters reviewed my resume to assess my qualifications and experience.

  • Your Approach: I ensured my resume was concise and highlighted my key achievements and skills relevant to the role.

  • Outcome: My resume was shortlisted, and I moved to the next round.

  • Round 2 - Aptitude Test:

  • Questions Asked: The test included standard aptitude modules covering quantitative, logical, and verbal reasoning.

  • Your Approach: I practiced aptitude questions beforehand to improve my speed and accuracy.

  • Outcome: I completed the test successfully and qualified for the HR round.

  • Round 3 - HR Interview:

  • Questions Asked:

    1. “Where are you currently working, and what is your current company name?”
    2. “What are your key achievements?”
    3. “How will you contribute to this role?”

  • Your Approach: I answered confidently, providing clear and concise responses. I also linked my achievements to the job requirements.

  • Outcome: The interview went well, and I received positive feedback.

Preparation Tips:

  • Dress formally for the interview.
  • Be confident and articulate your answers clearly.
  • Practice aptitude tests to improve your performance.
  • Highlight relevant achievements in your resume and during the interview.

Conclusion:
Overall, the interview process was smooth and well-structured. I felt prepared, but I could have practiced more situational questions for the HR round. My advice to future candidates is to focus on presenting yourself professionally and aligning your skills with the job requirements.

320

Company Name: ICICI Bank

Position: Relationship Manager (ICICI Ascend Program- 2020)

Location: Not specified

Application Process: I applied via the company website and was interviewed before November 2022.

Interview Rounds:

  • Round 1 - Resume Shortlist:

  • Questions Asked: No specific questions were asked in this round. The focus was on reviewing the resume for relevant qualifications and experience.

  • Your Approach: I ensured my resume was clear, concise, and highlighted my relevant skills and experiences.

  • Outcome: My resume was shortlisted for the next round.

  • Round 2 - Aptitude Test:

  • Questions Asked: The test included several quantitative questions, with a major focus on English.

  • Your Approach: I brushed up on basic quantitative concepts and practiced English comprehension and grammar beforehand.

  • Outcome: I successfully cleared the aptitude test.

  • Round 3 - One-on-one Round:

  • Questions Asked:

    1. Questions related to banking terms and the products ICICI Bank offers.
    2. What is equity and debt?
    3. How do banks earn?
    4. How would you determine if a bank can provide a loan?
    5. If a business owner wants to expand by taking loans, what options are available?

  • Your Approach: I prepared by studying basic banking concepts, ICICI Bank’s product offerings, and common loan-related scenarios. I also practiced explaining these concepts clearly and concisely.

  • Outcome: I answered the questions to the best of my ability and felt confident about my performance.

Preparation Tips:

  • Focus on understanding basic banking terms and concepts.
  • Review ICICI Bank’s product offerings and services.
  • Practice aptitude questions, especially quantitative and English sections.
  • Be prepared to explain how banks operate and earn revenue.

Conclusion:
Overall, the interview process was smooth and well-structured. I felt prepared for most of the questions, but I could have spent more time understanding specific loan-related scenarios. My advice to future candidates is to thoroughly research the bank’s products and practice explaining banking concepts in simple terms. Good luck!