- Biometrics - It is a known and registered physical attribute of a user specifically used for verifying their identity.
- Token - A token is used for accessing systems. It makes it more difficult for hackers to access accounts as they have long credentials.
- Transaction Authentication - A one-time pin or password is used in processing online transactions through which they verify their identity.
- Multi-Factor Authentication - It’s a security system that needs more than one method of authentication.
- Out-of-Band Authentication - This authentication needs two different signals from two different channels or networks. It prevents most of the attacks from hacking and identity thefts in online banking.
Authentication is the process of identifying users that request access to a system, network, or device. Access control often determines user identity according to credentials like username and password. Other authentication technologies like biometrics and authentication apps are also used to authenticate user identity.
User authentication is a method that keeps unauthorized users from accessing sensitive information. For example, User A only has access to relevant information and cannot see the sensitive information of User B.
Cybercriminals can gain access to a system and steal information when user authentication is not secure. The data breaches companies like Adobe, Equifax, and Yahoo faced are examples of what happens when organizations fail to secure their user authentication.
Hackers gained access to Yahoo user accounts to steal contacts, calendars and private emails between 2012 and 2016. The Equifax data breach in 2017 exposed credit card data of more than 147 million consumers. Without a secure authentication process, any organization could be at risk.
Cybercriminals always improve their attacks. As a result, security teams are facing plenty of authentication-related challenges. This is why companies are starting to implement more sophisticated incident response strategies, including authentication as part of the process. The list below reviews some common authentication methods used to secure modern systems.
1. Password-based authentication
Passwords are the most common methods of authentication. Passwords can be in the form of a string of letters, numbers, or special characters. To protect yourself you need to create strong passwords that include a combination of all possible options.
However, passwords are prone to phishing attacks and bad hygiene that weakens effectiveness. An average person has about 25 different online accounts, but only 54% of users use different passwords across their accounts.
The truth is that there are a lot of passwords to remember. As a result, many people choose convenience over security. Most people use simple passwords instead of creating reliable passwords because they are easier to remember.
The bottom line is that passwords have a lot of weaknesses and are not sufficient in protecting online information. Hackers can easily guess user credentials by running through all possible combinations until they find a match.
2. Multi-factor authentication
Multi-Factor Authentication (MFA) is an authentication method that requires two or more independent ways to identify a user. Examples include codes generated from the user’s smartphone, Captcha tests, fingerprints, or facial recognition.
MFA authentication methods and technologies increase the confidence of users by adding multiple layers of security. MFA may be a good defense against most account hacks, but it has its own pitfalls. People may lose their phones or SIM cards and not be able to generate an authentication code.
3. Certificate-based authentication
Certificate-based authentication technologies identify users, machines or devices by using digital certificates. A digital certificate is an electronic document based on the idea of a driver’s license or a passport.
The certificate contains the digital identity of a user including a public key, and the digital signature of a certification authority. Digital certificates prove the ownership of a public key and issued only by a certification authority.
Users provide their digital certificates when they sign in to a server. The server verifies the credibility of the digital signature and the certificate authority. The server then uses cryptography to confirm that the user has a correct private key associated with the certificate.
4. Biometric authentication
Biometrics authentication is a security process that relies on the unique biological characteristics of an individual. Here are key advantages of using biometric authentication technologies:
- Biological characteristics can be easily compared to authorized features saved in a database.
- Biometric authentication can control physical access when installed on gates and doors.
- You can add biometrics into your multi-factor authentication process.
Biometric authentication technologies are used by consumers, governments and private corporations including airports, military bases, and national borders. Common biometric authentication methods include:
- Facial recognition—matches the different face characteristics of an individual trying to gain access to an approved face stored in a database. Face recognition can be inconsistent when comparing faces at different angles or comparing people who look similar, like close relatives. Facial liveness technology prevents spoofing.
- Fingerprint scanners—match the unique patterns on an individual’s fingerprints. Some new versions of fingerprint scanners can even assess the vascular patterns in people’s fingers. Fingerprint scanners are currently the most popular biometric technology for everyday consumers, despite their frequent inaccuracies. This popularity can be attributed to iPhones.
- Voice identification—examines a speaker’s speech patterns for the formation of specific shapes and sound qualities. A voice-protected device usually relies on standardized words to identify users, just like a password.
- Eye scanners—include technologies like iris recognition and retina scanners. Iris scanners project a bright light towards the eye and search for unique patterns in the colored ring around the pupil of the eye. The patterns are then compared to approved information stored in a database. Eye-based authentication may suffer inaccuracies if a person wears glasses or contact lenses.
5. Token-based authentication
Token-based authentication technologies enable users to enter their credentials once and receive a unique encrypted string of random characters in exchange. You can then use the token to access protected systems instead of entering your credentials all over again. The digital token proves that you already have access permission. Use cases of token-based authentication include RESTful APIs that are used by multiple frameworks and clients.