RBL Bank Risk analyst Interview Questions & Experience Guide

Interview Preparation
,
1

RBL Bank Risk analyst Interview Questions & Experience Guide

2

Company Name: RBL Bank

Position: Risk Analyst

Application Process: The application process began with a resume shortlist round, followed by a technical interview.

Interview Rounds:

  • Round 1 - Resume Shortlist:

  • Questions Asked: The recruiter reviewed my resume to assess my qualifications and fit for the role.

  • Your Approach: I ensured my resume was concise, highlighting relevant skills and experiences related to risk analysis.

  • Outcome: My resume was shortlisted, and I moved to the next round.

  • Round 2 - Technical Round:

  • Questions Asked:

    1. Do you research about RBL Bank? What is it?
    2. What do you understand about the job description (JD)?

  • Your Approach: For the first question, I shared my research about RBL Bank, including its services and market position. For the second question, I explained my understanding of the role and how my skills align with the JD.

  • Outcome: The interviewer seemed satisfied with my responses, and I felt confident about my performance.

Preparation Tips:

  • Research the company thoroughly, including its products, services, and recent developments.
  • Understand the job description in detail and prepare to explain how your skills match the requirements.
  • Keep your resume updated and tailored to the role you’re applying for.

Conclusion:
Overall, the interview process was smooth and well-structured. I made sure to prepare adequately, which helped me answer the questions confidently. For future candidates, I’d emphasize the importance of researching the company and understanding the JD thoroughly to make a strong impression.

3

Company Name: RBL Bank

Position: Risk Analyst

Application Process: Applied through campus placement.

Interview Rounds:

  • Round 1 - One-on-One Interview:
    • Questions Asked:
      1. Introduce yourself.
      2. Explain Basel III Norms, LCR calculation, NSFR meaning, and Return on Capital.
      3. What is PCA (Prompt Corrective Action)?
      4. What is CRAR (Capital to Risk-Weighted Assets Ratio)? What is CCB (Capital Conservation Buffer)?
      5. What do you mean by asset liability management?
    • Your Approach:
      • For the introduction, I kept it concise, focusing on my academic background and relevant skills.
      • For technical questions, I referred to my notes on banking regulations and risk management concepts.
      • I tried to provide clear definitions and examples where applicable.
    • Outcome: Cleared the round successfully.

Preparation Tips:

  • Brush up on banking regulations, especially Basel III norms, CRAR, and asset liability management.
  • Refer to resources like the Central Bank of India’s Risk Manager Interview Questions for practice.

Conclusion:
The interview was quite technical, but thorough preparation helped me answer confidently. I would advise future candidates to focus on understanding core risk management concepts and their practical applications.

4

Company Name: RBL Bank

Position: Risk Analyst

Location: [Location not specified]

Application Process: I applied via LinkedIn and was interviewed in June 2022.

Interview Rounds:

  • Round 1 - Resume Shortlist:

  • Questions Asked: N/A (Resume screening round)

  • Your Approach: Ensured my resume was well-aligned and formatted to highlight relevant skills and experience.

  • Outcome: Successfully shortlisted for the next round.

  • Round 2 - HR Round:

  • Questions Asked:

    1. Background testing questions like education, location preference, and CTC.
    2. Why are you looking for a job change? Are you ready for a location change?

  • Your Approach: Answered honestly about my background and preferences. For the job change question, I focused on my career growth and alignment with the role.

  • Outcome: [Outcome not specified]

Preparation Tips:

  • Prepare well in your area of expertise before the interview. Ensure your resume is polished and highlights key skills relevant to the role.

Conclusion:
Overall, the interview process was straightforward. I learned the importance of presenting a well-structured resume and being clear about my career motivations. For future candidates, I’d recommend thorough preparation and clarity on why you’re interested in the role and the company.

5

Company Name: RBL Bank

Position: Risk Analyst

Application Process: I applied via a referral and was interviewed before January 2020.

Interview Rounds:

  • Round 1 - Technical Interview:
    • Questions Asked:
      1. How do you assess a profile to check the business viability and borrower’s creditworthiness?
      2. Can you provide an update on short-term and long-term solvency ratios?
      3. Could you briefly describe your profile and background to assess your command of language?
    • Your Approach: I focused on demonstrating my understanding of risk assessment methodologies and financial ratios. For the language part, I ensured clarity and coherence in my responses.
    • Outcome: The round was challenging but I managed to convey my knowledge effectively.

Preparation Tips:

  • Always stick to one language as a mode of communication during the interview. Be vocal but ensure your responses are sensible and well-structured.

Conclusion:
The interview was a great learning experience. I realized the importance of being concise and clear in technical discussions. For future candidates, I’d advise thorough preparation on financial ratios and risk assessment techniques, along with practicing clear communication.

6

Company Name: RBL Bank

Position: Risk Analyst

Location: [Not specified]

Application Process: I applied via a walk-in interview in April 2023.

Interview Rounds:

  • Round 1 - Resume Shortlist:

  • Questions Asked: N/A (Resume screening)

  • Your Approach: Ensured my resume was concise and highlighted relevant skills.

  • Outcome: Shortlisted for the next round.

  • Round 2 - Aptitude Test:

  • Questions Asked: System and application knowledge, communication skills.

  • Your Approach: Focused on logical reasoning and clear communication.

  • Outcome: Passed the test.

  • Round 3 - HR Round:

  • Questions Asked:

    1. What are your qualification details?
    2. Why are you interested in this industry?

  • Your Approach: Answered honestly and aligned my qualifications and interest with the role.

  • Outcome: Progressed to the next round.

  • Round 4 - Group Discussion:

  • Questions Asked: Topic not shared.

  • Your Approach: Participated actively and listened to others.

  • Outcome: [Not specified]

Preparation Tips:

  • Focus on practical knowledge and communication skills.
  • Ensure your resume is concise and relevant to the role.

Conclusion:
The interview process was thorough, testing both technical and soft skills. I recommend preparing well for aptitude tests and group discussions, as they play a crucial role in the selection process.

7

Company Name: RBL Bank

Position: Risk Analyst

Application Process: I applied through a recruitment consultant and was interviewed in November 2021.

Interview Rounds:

  • Round 1 - Technical Interview:

    • Questions Asked:
      • Data Manipulation using SAS
      • Date format and de-duping
    • Your Approach: I focused on explaining my experience with SAS, particularly data manipulation techniques like using substr and handling date formats. For de-duping, I discussed methods to identify and remove duplicates in datasets.
    • Outcome: I passed this round and moved to the next stage.

  • Round 2 - HR Interview:

    • Questions Asked:
      • General HR questions about my background, motivation for the role, and understanding of the lending business.
    • Your Approach: I highlighted my interest in risk analysis and how my skills align with the role. I also demonstrated my understanding of the lending business by discussing key concepts.
    • Outcome: Successfully cleared this round.

Preparation Tips:

  • Focus on data wrangling questions, especially in SAS (e.g., when to use substr).
  • Gain a basic understanding of the lending business to answer domain-specific questions confidently.

Conclusion:
Overall, the interview process was smooth, and the questions were aligned with the role’s requirements. I could have prepared more thoroughly on advanced SAS functions, but my foundational knowledge helped me clear the rounds. For future candidates, I recommend brushing up on both technical skills and domain knowledge to ace the interview.

8

Company Name: RBL Bank

Position: Risk Analyst

Application Process: I applied via the company website and was interviewed in August 2022.

Interview Rounds:

  • Round 1 - Resume Shortlist:

  • Questions Asked: Double-check your resume for any spelling mistakes. The recruiter may consider spelling mistakes as careless behavior or poor communication skills.

  • Your Approach: Ensured my resume was error-free and highlighted relevant experience.

  • Outcome: Successfully shortlisted for the next round.

  • Round 2 - Aptitude Test:

  • Questions Asked: Questions about working experience, computer knowledge, and team handling.

  • Your Approach: Prepared by revising my past work experiences and technical skills.

  • Outcome: Cleared the aptitude test.

  • Round 3 - HR Round:

  • Questions Asked:

    1. Personal information.
    2. Verification information.

  • Your Approach: Answered honestly and provided all necessary details.

  • Outcome: Successfully completed the HR round.

Preparation Tips:

  • Focus on bank-related details and ensure your resume is polished.
  • Be honest and clear during the HR round.

Conclusion:
Overall, the interview process was smooth. I made sure my resume was error-free and prepared well for the aptitude test. For future candidates, I’d advise focusing on your resume and being transparent during the HR round.

9

Company Name: RBL Bank

Position: Risk Analyst

Location: Not specified

Application Process: Applied via the company website in May 2020.

Interview Rounds:

  • Round 1 - Technical Interview:

    • Questions Asked:
      • Questions regarding market risk and credit risk.
      • Questions about VaR (Value at Risk) methods.
    • Your Approach: Prepared by reviewing key concepts of market and credit risk, as well as VaR methodologies. Also, discussed my previous work experience to showcase relevant skills.
    • Outcome: Successfully cleared the round.

  • Round 2 - Aptitude Test:

    • Questions Asked: Not specified.
    • Your Approach: Focused on logical reasoning and quantitative aptitude.
    • Outcome: Cleared the aptitude test.

  • Round 3 - Interview:

    • Questions Asked: Mostly technical questions about credit and market risk, along with some questions about my work experience.
    • Your Approach: Combined technical knowledge with practical insights from my work experience.
    • Outcome: Successfully cleared the final round.

Preparation Tips:

  • Focus on technical aspects of market risk, credit risk, and VaR methods.
  • Be prepared to discuss your work experience in detail.
  • Practice aptitude and logical reasoning questions.

Conclusion:
The interview process was thorough, with a strong emphasis on technical knowledge and practical experience. Preparing well for the technical rounds and being clear about my work experience helped me succeed. For future candidates, I recommend brushing up on risk management concepts and being confident in discussing your background.

10

Company Name: RBL Bank

Position: Risk Analyst

Location: Not specified

Application Process: Applied through campus placement at IIT Kharagpur.

Interview Rounds:

  • Round 1 - Resume Shortlist:

    • Experience: Only students with a CGPA above 8.2 were shortlisted for the next round.
    • Tips: Maintain a CGPA around 8.5 to increase your chances of being shortlisted.

  • Round 2 - Aptitude Test:

    • Experience: The test included simple quant and verbal questions. The logical reasoning section was challenging and confusing. There were also 102 psychometric questions.
    • Tips: Practice logical reasoning questions, especially pattern-based ones like “What would be the next figure?” For the psychometric test, stay consistent in your answers and be genuine.
    • Duration: 120 minutes
    • Total Questions: 75

  • Round 3 - Guesstimate Interview:

    • Experience: The question was straightforward for those who had practiced guesstimates. The interviewers evaluated structured thinking, comfort with numbers, and the ability to validate calculations quickly.
    • Tips: Practice guesstimate questions to improve your structured approach and numerical comfort.

  • Round 4 - Technical Interview:

    • Questions Asked:
      • Explain your project on Neural Networks for predicting FIFA World Cup 2014 match results.
      • Discuss your internship at Larsen and Toubro, specifically forecasting traffic volume and determining the number of lanes on a National Highway.
      • Practical applications of your B.Tech and M.Tech projects.
      • Difference between C and C++ programming languages.
      • Describe your daily schedule at IIT Kharagpur.
      • Why do you want to join a finance company despite having internships in core engineering?
    • Your Approach: I focused on explaining my projects and internships clearly, emphasizing the skills relevant to risk analytics. For the career switch question, I highlighted my interest in finance and the repetitive nature of core engineering work.
    • Outcome: Selected for the Risk Analytics profile.

Preparation Tips:

  • Go through your resume thoroughly and be prepared to explain every project and internship in detail.
  • Courses in Probability and Statistics were particularly helpful for this role.
  • Practice logical reasoning and guesstimate questions extensively.

Conclusion:
Overall, the interview process was rigorous but manageable with proper preparation. The technical round was the most challenging, but my projects and internships helped me stand out. If I could do anything differently, I would have prepared more for the psychometric test to ensure consistency. For future candidates, focus on maintaining a strong CGPA, practice guesstimates, and be ready to justify any career shifts convincingly.

11

Company Name: RBL Bank

Position: Risk Analyst

Location: Not specified

Application Process: Applied through campus placement at IIT Kharagpur.

Interview Rounds:

  • Round 1 - Resume Shortlist:

    • Experience: Candidates with a CGPA above 8.2 were shortlisted for the next round.
    • Outcome: Shortlisted for the aptitude test.
    • Tips: Maintain your CGPA around 8.5 to increase your chances of shortlisting.

  • Round 2 - Aptitude Test:

    • Experience: The test included simple quant and verbal questions. Logical reasoning questions were challenging and confusing. There were also 102 psychometric questions.
    • Duration: 120 minutes
    • Total Questions: 75
    • Outcome: Cleared the test.
    • Tips: Practice logical reasoning questions (e.g., identifying the next figure in a sequence). For psychometric questions, stay consistent in your answers and be yourself.

  • Round 3 - Guesstimate Interview:

    • Experience: The question was straightforward for those who had practiced guesstimates. The focus was on structured thinking, comfort with numbers, and quick validation of methods.
    • Example Question: “How many pizzas will be sold each month if Pizza Hut comes to IIT Kharagpur?”
    • Outcome: Cleared the round.
    • Tips: Practice guesstimate questions to improve your structured approach and numerical comfort.

  • Round 4 - Technical Interview:

    • Experience: Explained a project on neural networks for predicting FIFA World Cup 2014 match results. Discussed internship work at Larsen and Toubro, including traffic volume forecasting and lane determination for national highways. Also covered practical applications of B.Tech and M.Tech projects, differences between C and C++, and daily schedule at IIT KGP.
    • Questions Asked:
      • “Why do you want to join a finance company despite your core engineering background?”
      • “Explain your projects and internships in detail.”
    • Outcome: Selected for the Risk Analytics profile.
    • Tips: Thoroughly understand your resume and be prepared to explain your projects and internships effectively. Courses in Probability and Statistics were helpful for this role.

Preparation Tips:

  • Practice logical reasoning and guesstimate questions.
  • Review your resume thoroughly and be ready to discuss your projects and internships in detail.
  • Courses in Probability and Statistics can be beneficial for Risk Analyst roles.

Conclusion:
Overall, the interview process was rigorous but manageable with proper preparation. The key was to stay structured in my approach, especially during the guesstimate and technical rounds. I could have prepared better for questions about transitioning from core engineering to finance. For future candidates, focus on maintaining a high CGPA, practicing logical reasoning, and being confident in explaining your experiences.

12

Company Name: RBL Bank

Position: Risk Analyst

Location: Not specified

Application Process: Applied through campus placement at IIT Kharagpur.

Interview Rounds:

  • Round 1 - Resume Shortlist:

    • Experience: Candidates with a CGPA above 8.2 were shortlisted for the test.
    • Tips: Maintain your CGPA around 8.5 to increase your chances of being shortlisted.

  • Round 2 - Aptitude Test:

    • Experience: The test included simple quant and verbal questions. The logical reasoning questions were challenging and confusing. There were also 102 psychometric questions.
    • Tips: Practice logical reasoning questions, such as identifying the next figure in a sequence. For the psychometric test, stay consistent with your answers and be yourself.
    • Duration: 120 minutes
    • Total Questions: 75

  • Round 3 - Guesstimate Interview:

    • Experience: The question was straightforward for those who had practiced guesstimates. The focus was on evaluating structured thinking, comfort with numbers, and the ability to validate calculations quickly.
    • Tips: Practice guesstimate questions to improve your approach and confidence.

  • Round 4 - Technical Interview:

    • Questions Asked:
      • Explain your project on Neural Network for predicting FIFA World Cup 2014 match results.
      • Discuss your internship at Larsen and Toubro, specifically forecasting traffic volume and determining the number of lanes on a National Highway.
      • Practical applications of your B.Tech and M.Tech projects.
      • Difference between C and C++ programming languages.
      • Describe your daily schedule at IIT Kharagpur.
      • Why do you want to join a finance company despite having internships in core engineering?
    • Your Approach: I focused on explaining my projects and internships clearly, emphasizing the skills I gained. For the finance question, I highlighted my interest in risk analytics and how my technical background could be an asset.
    • Outcome: Selected for the Risk Analytics profile.
    • Tips: Courses in Probability and Statistics were very helpful. Ensure you can articulate your projects and internships effectively.

Preparation Tips:

  • Practice logical reasoning and guesstimate questions thoroughly.
  • Review your resume in detail and be prepared to discuss every project and internship.
  • Courses in Probability and Statistics can be beneficial for risk analyst roles.

Conclusion:
Overall, the interview process was rigorous but manageable with proper preparation. The technical round was the most challenging, but my projects and internships helped me stand out. If I could do anything differently, I would have prepared more for the finance-related questions to align my core engineering background with the role better. For future candidates, focus on structured thinking, numerical comfort, and clear communication of your experiences.

13

Company Name: RBL Bank

Position: Risk Analyst

Location: [Not specified]

Application Process: [Not specified]

Interview Rounds:

  • Round 1 - Resume Shortlist:

    • Experience: People with a CGPA above 8.2 were shortlisted for the test.
    • Outcome: Shortlisted for the next round.
    • Tips: Maintain your CGPA around 8.5 to increase your chances of being shortlisted.

  • Round 2 - Aptitude Test:

    • Experience: The test included simple quant and verbal questions. The logical reasoning questions were challenging and confusing. There were also 102 psychometric questions.
    • Duration: 120 minutes
    • Total Questions: 75
    • Outcome: Cleared the test.
    • Tips: Practice logical reasoning questions (e.g., identifying the next figure in a sequence). For psychometric questions, stay consistent with your answers and be genuine.

  • Round 3 - Guesstimate Interview:

    • Experience: The question was straightforward for those who had practiced guesstimates. The focus was on structured thinking, comfort with numbers, quick validation of methods, and back-of-the-mind calculations.
    • Outcome: Cleared the round.
    • Tips: Practice guesstimate questions to improve your approach.

  • Round 4 - Technical Interview:

    • Questions Asked:
      • Explain your project on Neural Network for predicting FIFA World Cup 2014 match results.
      • Discuss your internship at Larsen and Toubro, specifically forecasting traffic volume and deciding the number of lanes on a National Highway.
      • Practical applications of your B.Tech and M.Tech projects.
      • Difference between C and C++ programming languages.
      • Describe your daily schedule at IIT Kharagpur.
      • Why do you want to join a finance company despite having internships in core engineering?
    • Your Approach: I explained my projects and internships in detail, emphasizing the relevance of my skills to the Risk Analyst role. For the question about joining a finance company, I highlighted my interest in risk management and analytics.
    • Outcome: Selected for the Risk Analytics profile.
    • Tips: Thoroughly review your resume and be prepared to discuss your projects and internships effectively. Courses in Probability and Statistics can be beneficial for this role.

Preparation Tips:

  • Practice logical reasoning and guesstimate questions.
  • Be consistent and genuine in psychometric tests.
  • Review your resume thoroughly and prepare to explain your projects and internships clearly.
  • Courses in Probability and Statistics can be helpful for Risk Analyst roles.

Conclusion:
Overall, the interview process was rigorous but manageable with proper preparation. The key was to stay structured in my approach, especially during the guesstimate and technical rounds. I could have prepared better for the finance-related questions, but my strong foundation in analytics helped me secure the role. For future candidates, focus on logical reasoning, guesstimates, and a clear explanation of your projects and internships.

Funny Moment: When asked why I wasn’t pursuing core engineering, I mentioned that much of the work there follows standard codes and can be learned quickly. The interviewer humorously pointed out that even in finance, repetitive tasks are common, and not every day is exciting!

14

Company Name: RBL Bank

Position: Risk Analyst

Location: Not specified

Application Process: Applied through campus placement at IIT Kharagpur.

Interview Rounds:

  • Round 1 - Resume Shortlist:

    • Experience: Candidates with a CGPA above 8.2 were shortlisted for the test.
    • Tips: Maintain your CGPA around 8.5 to ensure shortlisting.

  • Round 2 - Aptitude Test:

    • Experience: The test included simple quant and verbal questions. Logical reasoning questions were challenging and confusing. There were also 102 psychometric questions.
    • Tips: Practice logical reasoning questions (e.g., identifying the next figure in a sequence). For psychometric questions, stay consistent in your answers and be genuine.
    • Duration: 120 minutes
    • Total Questions: 75

  • Round 3 - Guesstimate Interview:

    • Experience: The question was straightforward for those who had practiced guesstimates. The focus was on structured thinking, comfort with numbers, and quick validation of methods.
    • Tips: Practice guesstimate questions to improve your approach.

  • Round 4 - Technical Interview:

    • Questions Asked:
      • Explain your project on Neural Network for predicting FIFA World Cup 2014 match results.
      • Discuss your internship at Larsen and Toubro, specifically forecasting traffic volume and deciding the number of lanes on a National Highway.
      • Practical applications of your B.Tech and M.Tech projects.
      • Difference between C and C++ programming languages.
      • Describe your daily schedule at IIT Kharagpur.
      • Why do you want to join a finance company despite having internships in core engineering?
    • Your Approach: I focused on explaining my projects and internships clearly, emphasizing my interest in risk analytics and how my skills align with the role.
    • Outcome: Selected for the Risk Analytics profile.

Preparation Tips:

  • Go through your resume thoroughly and be prepared to explain every project and internship in detail.
  • Courses in Probability and Statistics were particularly helpful for this role.
  • Practice logical reasoning and guesstimate questions.

Conclusion:
Overall, the interview process was rigorous but manageable with proper preparation. The technical round was the most challenging, but my projects and internships gave me an edge. For future candidates, focus on maintaining a good CGPA, practicing logical reasoning, and being confident in explaining your experiences.

Funny Moment: When asked why I wasn’t pursuing core engineering, I mentioned that much of the work there is repetitive and can be learned quickly. The interviewer humorously pointed out that even in finance, repetitive tasks are common. It was a light-hearted moment that eased the tension!