ICICI BANK General Manager Interview Questions & Experience Guide

Interview Preparation
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ICICI BANK General Manager Interview Questions & Experience Guide

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Company Name: ICICI Bank

Position: General Manager

Location: [Not specified]

Application Process: Applied via Naukri.com and was interviewed in February 2024.

Interview Rounds:

  • Round 1 - Aptitude Test:
    • Questions Asked: Maths and reasoning questions.
    • Your Approach: Prepared using general aptitude and reasoning resources.
    • Outcome: [Result not specified]

Preparation Tips:

  • Useful resources included Kotak Mahindra Bank HR Executive Generalist Fresher Interview Questions for practice.

Conclusion:

  • The interview process was straightforward, focusing on aptitude and reasoning skills. Future candidates should practice similar questions to perform well.
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Company Name: ICICI Bank

Position: General Manager

Application Process: The application was part of a summer internship placement process.

Interview Rounds:

  • Round 1 - Group Discussion (GD):

    • Questions Asked: The topic of the group discussion was not specified, but it was likely related to current affairs or banking trends.
    • Your Approach: I actively participated, shared relevant points, and ensured my contributions were concise and impactful.
    • Outcome: Successfully cleared the GD round.

  • Round 2 - Interview:

    • Questions Asked: The interviewer asked questions based on my resume, such as my academic background, projects, and previous experiences. They also inquired about my knowledge of ICICI Bank and the banking sector in general.
    • Your Approach: I answered confidently, highlighting my skills and experiences that aligned with the role. I also demonstrated my awareness of the company and the industry.
    • Outcome: The interviewer was patient and concluded the round positively.

Preparation Tips:

  • Brush up on current affairs, especially related to banking and finance.
  • Be thorough with your resume and ready to explain any point in detail.
  • Research the company and its recent developments to show your interest and preparedness.

Conclusion:
The overall experience was smooth and professional. The interviewers were patient and focused on understanding my fit for the role. I could have prepared more specific examples to showcase my skills, but the process was a great learning opportunity. For future candidates, I’d recommend being confident, well-prepared, and genuine in your responses.

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Company Name: ICICI Bank

Position: General Manager

Application Process: Applied through the company’s career portal.

Interview Rounds:

  • Round 1 - HR Interview:
    • Questions Asked:
      1. Say something about yourself.
      2. How have you faced challenges in your career?
      3. Why should you be given this position?
    • Your Approach:
      • For the first question, I gave a concise overview of my professional journey, highlighting key achievements.
      • For the second question, I shared a specific example of a challenge I faced and how I overcame it, emphasizing my problem-solving skills.
      • For the third question, I aligned my skills and experience with the job requirements, demonstrating my suitability for the role.
    • Outcome: Cleared the round and moved to the next stage.

Preparation Tips:

  • Be authentic and confident during the interview. The interviewers are experienced and can easily detect if you’re pretending.
  • If you don’t know something, admit it candidly. Trying to fake knowledge can backfire.
  • Pay attention to your body language, posture, and facial expressions to match your confidence level.

Conclusion:
The interview was a great learning experience. Being genuine and confident helped me perform well. My advice to future candidates is to stay true to themselves and prepare thoroughly to showcase their skills effectively.

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Company Name: ICICI Bank

Position: General Manager

Location: [Location not specified]

Application Process: [Details not provided]

Interview Rounds:

  • Round 1 - General Operations and Marketing:
    • Questions Asked:
      1. General operations
      2. Deposit advances marketing
      3. How will the company achieve the target/budget allotted by top authority?
    • Your Approach: [Candidate’s approach not provided]
    • Outcome: [Result not specified]

Preparation Tips:

  • Focus on branch banking, business analysis, CRM, clearing, collateral management, and marketing collaterals.
  • Understand site feasibility and how to align operations with company targets.

Conclusion:

  • The interview covered key operational and marketing aspects of the role. Preparing for these topics and understanding the company’s goals can be beneficial for future candidates.
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Company Name: ICICI Bank

Position: General Manager

Location: Indian Institute of Management (IIM), Lucknow (Campus Placement)

Application Process: Applied via campus placement at IIM Lucknow.

Interview Rounds:

  • Round 1 - Case Study Round:

    • Questions Asked:
      • Topic: Loan proposal from a startup firm.
    • Your Approach: Analyzed the case thoroughly, focusing on the startup’s business model, financial projections, and risk factors. Provided a structured recommendation based on the data given.
    • Outcome: Cleared the round successfully.

  • Round 2 - One-on-One Round:

    • Questions Asked:
      1. Tell me something about yourself.
      2. Tell us more about your role in your previous organization.
      3. What is your greatest accomplishment?
      4. Why are you interested in Banking?
      5. If you are the prime minister, what all new schemes would you introduce?
      6. What’s your favorite subject?
    • Your Approach:
      • Gave a concise introduction highlighting my background and key strengths.
      • Explained my previous role with specific achievements.
      • Shared a professional accomplishment with measurable impact.
      • Linked my interest in banking to my skills and career goals.
      • Proposed practical and innovative schemes for the hypothetical PM role.
      • Mentioned a relevant subject and explained why it interests me.
    • Outcome: Cleared the round and received positive feedback.

Preparation Tips:

  • Don’t dominate in group discussions; focus on quality contributions.
  • Practice analyzing cases with the given data to improve decision-making skills.
  • Avoid speaking about topics you’re not familiar with.
  • Engage in mock group discussions and personal interviews with seniors or peers.
  • Utilize online resources for additional practice.

Conclusion:
The interview process was well-structured and tested both analytical and interpersonal skills. The case study round was particularly insightful, and the one-on-one round allowed me to showcase my experience and thought process. Practicing mock interviews and case studies beforehand was immensely helpful. For future candidates, I’d recommend thorough preparation and staying confident while being honest about your knowledge.

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Company Name: ICICI Bank

Position: General Manager

Application Process: The application process involved multiple rounds, including resume shortlisting, an aptitude test, and a group discussion.

Interview Rounds:

  • Round 1 - Resume Shortlist:

    • Questions Asked: The focus was on reviewing the resume for clarity and relevance.
    • Your Approach: Ensure your resume is concise and highlights key skills and experiences relevant to the role.
    • Outcome: Shortlisted for the next round.

  • Round 2 - Aptitude Test:

    • Questions Asked: Questions about education, reasons for choosing the job at ICICI Bank, family background, and educational background.
    • Your Approach: Answered honestly and to the point, focusing on aligning my background with the role’s requirements.
    • Outcome: Cleared the aptitude test.

  • Round 3 - Group Discussion:

    • Questions Asked: Topics related to current affairs, such as UCC (Uniform Civil Code), unemployment, self-employment, or India’s global image.
    • Your Approach: Stayed informed on current affairs, contributed meaningfully to the discussion, and maintained a balanced perspective.
    • Outcome: Successfully participated and moved forward in the process.

Preparation Tips:

  • Focus on hard work and the ability to answer questions succinctly and confidently.
  • Avoid bluffing; answer only what is asked, as the interviewers are well-prepared.
  • If unsure about an answer, it’s better to admit it politely rather than providing incorrect information.
  • Confidence is key—even if you don’t know the answer, maintain a positive demeanor.

Conclusion:
The interview process was thorough and tested both technical and soft skills. Being well-prepared, honest, and confident helped me navigate the rounds effectively. For future candidates, I recommend staying updated on current affairs, keeping your resume crisp, and practicing clear and concise communication.

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Company Name: ICICI Bank

Position: General Manager

Location: [Location not specified]

Application Process: [Details not provided]

Interview Rounds:

  • Round 1 - Resume Shortlist:

  • Questions Asked: [No specific questions mentioned]

  • Your Approach: Ensure your resume is concise and avoids unnecessary details like photos, gender, age, or address.

  • Outcome: [Result not specified]

  • Round 2 - Aptitude Test:

  • Questions Asked: A 2-hour descriptive written test on General Banking topics.

  • Your Approach: Focus on understanding general banking concepts and practice descriptive answers.

  • Outcome: [Result not specified]

  • Round 3 - One-on-one Round:

  • Questions Asked: Details of current assignment.

  • Your Approach: Be prepared to discuss your current role and responsibilities in detail.

  • Outcome: [Result not specified]

Preparation Tips:

  • Approach the interview with a relaxed mindset; avoid a “Do or Die” attitude.
  • Review general banking topics for the aptitude test.

Conclusion:
The interview process was structured, with a focus on general banking knowledge and current role details. Keeping the resume clean and preparing thoroughly for the written test were key takeaways. Stay calm and confident during the interview.

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Company Name: ICICI Bank

Position: General Manager

Application Process: I applied via the company website and was interviewed before December 2020.

Interview Rounds:

  • Round 1 - Technical Interview:
    • Questions Asked:
      1. What is the difference between internal risk rating & external risk rating?
      2. Why sometimes there is a large divergence between internal & external rating?
      3. The average system liquidity level is more than 8 lakh cr per day. What indication does it give?
      4. On a day-to-day basis, our forex reserve is increasing. Is a large forex reserve good for our country?
      5. Some economists are suggesting India’s post-COVID recovery is K-shaped & not V-shaped. What does this mean?
      6. It is observed that most of our Indian Bank’s NIM is declining over the years. What could be some alternate revenue models for banks to boost overall income to compensate for the declining NIM?
      7. How could migration to IND AS impact a bank’s profitability?
    • Your Approach: I focused on providing clear, concise answers backed by real-world examples and economic principles. For questions about risk ratings and NIM, I linked them to broader banking trends and regulatory impacts. For the forex reserve and recovery shape questions, I used macroeconomic indicators to explain my points.
    • Outcome: I successfully cleared this round.

Preparation Tips:

  • One should have an overall understanding of the economic phenomena surrounding them in real-life scenarios.
  • Stay updated with current economic trends and banking sector developments.
  • Practice answering technical questions with a focus on clarity and relevance.

Conclusion:
The interview was quite insightful, and the questions were deeply rooted in real-world banking and economic scenarios. I felt well-prepared due to my continuous reading of economic news and banking sector updates. For future candidates, I’d recommend staying curious about economic trends and being ready to apply theoretical knowledge to practical situations.

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Company Name: ICICI Bank

Position: General Manager

Application Process: I applied via the company website and was interviewed before October 2020.

Interview Rounds:

  • Round 1 - HR Interview:

    • Questions Asked:
      1. Why is it that in India, black money is not tamed?
      2. Is privatization the answer to better customer service delivery?
      3. Why do you choose a PSB?
      4. What is capital cost?
      5. Why do government schemes not get the desired effect?
    • Your Approach: I focused on providing logical and well-structured answers, backed by relevant examples and data where applicable. For the question on black money, I discussed the challenges in tracking and regulating it. For privatization, I balanced the pros and cons while emphasizing customer-centric solutions.
    • Outcome: I passed this round and moved to the next stage.

  • Round 2 - Aptitude Test:

    • Questions Asked: The test included quantitative aptitude, logical reasoning, and verbal ability questions.
    • Your Approach: I practiced extensively beforehand using standard aptitude resources and timed myself to improve speed and accuracy.
    • Outcome: I cleared the aptitude test successfully.

  • Round 3 - Technical/Managerial Interview:

    • Questions Asked: The questions were domain-specific, focusing on banking operations, financial management, and leadership scenarios.
    • Your Approach: I drew from my prior experience and theoretical knowledge to address the questions. For leadership scenarios, I used the STAR method to structure my responses.
    • Outcome: I performed well and received positive feedback.

Preparation Tips:

  • Be confident and thoroughly acquainted with your domain knowledge.
  • Practice aptitude tests regularly to improve speed and accuracy.
  • Prepare for HR questions by understanding current affairs and industry trends.

Conclusion:
Overall, the interview process was rigorous but well-structured. I felt prepared, but in hindsight, I could have spent more time on recent banking sector developments. My advice to future candidates is to stay updated on industry news and practice mock interviews to build confidence.

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Company Name: ICICI Bank

Position: General Manager

Application Process: Approached by the company directly and interviewed before August 2023.

Interview Rounds:

  • Round 1 - One-on-one Round:
    • Questions Asked:
      1. Regarding SHG equation.
      2. Why you got promoted very late from scale one to two.
    • Your Approach:
      • For the SHG equation question, I explained the concept and its relevance to the role.
      • For the promotion delay question, I highlighted my career journey, emphasizing learning and growth over rapid promotions.
    • Outcome: Successfully cleared the round.

Useful Resources:

  • Bank of India Assistant General Manager Experienced Interview Questions.
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Company Name: ICICI Bank

Position: General Manager

Application Process: I applied through the company website and was interviewed before October 2020.

Interview Rounds:

  • Round 1 - HR Interview:

    • Questions Asked:
      1. Why is it that in India, black money is not tamed?
      2. Is privatization the answer to better customer service delivery?
      3. Why do you choose a PSB?
      4. What is capital cost?
      5. Why do government schemes not get the desired effect?
    • Your Approach: I focused on providing well-researched and logical answers, backing my points with examples and data where possible.
    • Outcome: I passed this round and moved to the next stage.

  • Round 2 - Aptitude Test:

    • Questions Asked: The test included quantitative and logical reasoning questions.
    • Your Approach: I practiced similar questions beforehand and managed my time efficiently during the test.
    • Outcome: Cleared the aptitude test successfully.

  • Round 3 - Technical/Behavioral Interview:

    • Questions Asked: This round was a mix of domain-specific and situational questions.
    • Your Approach: I emphasized my domain knowledge and shared real-life examples to demonstrate my problem-solving skills.
    • Outcome: I performed well and received positive feedback.

Preparation Tips:

  • Be confident and thoroughly acquainted with your domain knowledge.
  • Practice aptitude and reasoning questions to improve speed and accuracy.
  • Stay updated on current affairs, especially related to the banking sector.

Conclusion:
Overall, the interview process was smooth and well-structured. I felt prepared, but I could have spent more time refining my answers for the HR round. My advice to future candidates is to stay calm, be well-prepared, and showcase your knowledge confidently.