ICICI BANK Deputy Manager II Interview Questions & Experience Guide

Interview Preparation
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41

Company Name: ICICI Bank

Position: Deputy Manager II

Location: Not specified

Application Process: I applied for the position through Naukri.com and was interviewed before January 2022.

Interview Rounds:

  • Round 1 - Resume Shortlist:

  • Questions Asked: N/A (This round involved a review of my resume.)

  • Your Approach: I ensured my resume was well-formatted and aligned, highlighting relevant experience and skills.

  • Outcome: My resume was shortlisted for the next round.

  • Round 2 - One-on-One Round:

  • Questions Asked:

    1. Excess measures to verify corporate account details apart from scrutiny of documents.
    2. Review exercise for KYC updation.
    3. Risk rating category.
    4. Accounts that fall under risk rating category.
    5. Latest updates in RBI master direction for KYC/AML.
    6. Maintenance of documents after closure of accounts or relationship.

  • Your Approach: I answered based on my prior experience and referred to RBI guidelines to ensure accuracy.

  • Outcome: The round went well, and I provided detailed responses to the questions.

Preparation Tips:

  • Refer to the latest RBI circulars and guidelines related to your work role.
  • Ensure you are familiar with KYC/AML norms and risk rating categories.

Conclusion:
The interview process was smooth, and I felt prepared due to my thorough review of RBI guidelines. For future candidates, I recommend staying updated with the latest regulatory changes and practicing how to articulate your experience clearly.

42

Company Name: ICICI Bank

Position: Deputy Manager II

Application Process: The application process involved a resume shortlist followed by an aptitude test and an HR interview round.

Interview Rounds:

  • Round 1 - Resume Shortlist:

    • Questions Asked: N/A (Resume-based shortlisting)
    • Your Approach: Ensured the resume was concise and highlighted relevant experience.
    • Outcome: Successfully shortlisted for the next round.

  • Round 2 - Aptitude Test:

    • Questions Asked: “How to work under different conditions?”
    • Your Approach: Answered by emphasizing adaptability and problem-solving skills.
    • Outcome: Cleared the aptitude test.

  • Round 3 - HR Interview:

    • Questions Asked:
      • “Can you describe your previous work experience?”
      • “Do you have experience in the banking sector?”
    • Your Approach: Provided detailed answers about past roles and highlighted any banking-related experience.
    • Outcome: Successfully cleared the HR round.

Preparation Tips:

  • Focus on making your resume crisp and relevant.
  • Prepare for aptitude tests by practicing logical and situational questions.
  • Be ready to discuss your previous work experience in detail, especially if it relates to the banking sector.

Conclusion:
The interview process was smooth, and the key was to present a well-structured resume and articulate my experiences clearly. For future candidates, I’d recommend thorough preparation for aptitude tests and being confident in discussing your background during the HR round.

43

Company Name: ICICI Bank

Position: Deputy Manager II

Location: [Not specified]

Application Process: Applied via campus placement in September 2021.

Interview Rounds:

  • Round 1 - One-on-one Round:
    • Questions Asked:
      • What documents do you check when giving a loan to a salaried employee?
    • Your Approach:
      • I focused on listing the essential documents required for loan processing, such as salary slips, bank statements, identity proof, address proof, and employment verification documents. I also emphasized the importance of assessing the borrower’s creditworthiness and repayment capacity.
    • Outcome:
      • Successfully cleared the round.

Preparation Tips:

  • If you’re applying for a credit manager role, you have a higher chance of selection due to the significant manpower shortage in credit-related positions.

Conclusion:

  • The interview was straightforward, and the question was directly related to the role. Being well-prepared with the basics of loan documentation and credit assessment helped me clear the round. For future candidates, I recommend focusing on the practical aspects of the role and staying updated with industry standards.
44

Company Name: ICICI Bank

Position: Deputy Manager II

Application Process: Applied via Naukri.com before December 2021.

Interview Rounds:

  • Round 1 - Resume Shortlist Round:

  • Questions Asked: N/A (Resume was shortlisted)

  • Your Approach: Ensured the resume was concise and highlighted relevant experience.

  • Outcome: Shortlisted for the next round.

  • Round 2 - Aptitude Test Round:

  • Questions Asked: Psychometric test with a list of questions.

  • Your Approach: Prepared by practicing similar psychometric tests beforehand.

  • Outcome: Cleared the test.

  • Round 3 - One-on-one Round:

  • Questions Asked:

    • One-on-one interview with higher leadership and HR manager.
    • Overall experience and past achievements.
    • Experience in sales.
    • Situation-based questions related to people and performance management.

  • Your Approach: Answered honestly, focusing on past achievements and relevant experience. Prepared for situational questions by recalling real-life scenarios.

  • Outcome: Advanced to the next round.

  • Round 4 - HR Round:

  • Questions Asked:

    • Basic introduction.
    • Reason for interest in the profile.
    • Stability check.
    • General questions about future plans and family.

  • Your Approach: Kept responses professional and aligned with the role’s requirements.

  • Outcome: Received the offer.

Preparation Tips:

  • Focus on your resume and ensure it is tailored to the role.
  • Practice psychometric tests to prepare for the aptitude round.
  • Be ready to discuss your past achievements and situational experiences in detail.

Conclusion:
The interview process was structured but demanding. While it wasn’t overly difficult to crack, the work culture post-selection can be challenging. Be prepared for a rigorous environment if you join.

45

Company Name: ICICI Bank

Position: Deputy Manager II

Location: [Not specified]

Application Process: I applied via a referral and was interviewed in March 2021.

Interview Rounds:

  • Round 1 - Technical Interview:

  • Questions Asked:

    • Introduction
    • SDLC models
    • Agile methodologies
    • Cloud computing

  • Your Approach: I focused on explaining my understanding of SDLC and Agile methodologies, providing examples from my experience. For cloud computing, I discussed basic concepts and their relevance in banking.

  • Outcome: Cleared the round successfully.

  • Round 2 - HR Interview:

  • Questions Asked:

    • General HR questions (not specified)

  • Your Approach: I maintained confidence and clarity in my responses, ensuring I aligned my answers with the company’s values.

  • Outcome: Cleared the round successfully.

  • Round 3 - Final Interview:

  • Questions Asked:

    • [Details not specified]

  • Your Approach: I reiterated my technical and interpersonal skills, emphasizing my fit for the role.

  • Outcome: Cleared the round and received the offer.

Preparation Tips:

  • Be confident while answering.
  • Brush up on SDLC, Agile methodologies, and cloud computing basics if applying for a technical role.

Conclusion:
Overall, the interview process was smooth, and the questions were aligned with the role. Confidence and clarity in responses played a key role in my success. For future candidates, I’d advise thorough preparation on the mentioned topics and maintaining a positive attitude throughout the process.

46

Company Name: ICICI Bank

Position: Deputy Manager II

Location: [Not specified]

Application Process: I applied through campus placement before February 2021.

Interview Rounds:

  • Round 1 - Resume Shortlist:

  • Questions Asked: N/A (Resume screening round)

  • Your Approach: Ensured my resume was professional and highlighted relevant skills and experiences.

  • Outcome: Successfully shortlisted for the next round.

  • Round 2 - Aptitude Test:

  • Questions Asked: Quantitative, Logical Reasoning & Data Interpretation (LRDI), and English sections.

  • Your Approach: Practiced previous aptitude tests and brushed up on basics for each section.

  • Outcome: Cleared the test and moved to the next round.

  • Round 3 - Group Discussion:

  • Questions Asked: Topic - “Cryptocurrency will be new money” (15 minutes).

  • Your Approach: Stayed calm, listened actively, and contributed relevant points while maintaining clarity and confidence.

  • Outcome: Successfully advanced to the final round.

  • Round 4 - One-on-One Interview:

  • Questions Asked:

    1. Walk me through your resume.
    2. Define Trade finance.
    3. Important ratios.
    4. Importance of finance cost in the balance sheet.
    5. Marketing principles.

  • Your Approach: Prepared thoroughly on my resume details, financial concepts, and current industry trends.

  • Outcome: Awaiting results.

Preparation Tips:

  • Practice aptitude tests regularly.
  • Stay updated on current financial topics like cryptocurrency.
  • Revise key financial terms and ratios.
  • Be confident and clear in group discussions and interviews.

Conclusion:
Overall, the interview process was smooth and well-structured. I felt prepared for most rounds, but I could have spent more time on financial ratios and trade finance concepts. My advice to future candidates is to focus on both technical and soft skills, and stay updated with industry trends.

47

Company Name: ICICI Bank

Position: Deputy Manager II

Application Process: The application process was straightforward. I applied through the campus placement drive, which included an initial screening followed by further rounds.

Interview Rounds:

  • Round 1 - Group Discussion (GD) and Initial Screening:

    • Questions Asked: The GD topic was related to current economic trends. The initial screening involved basic questions about my background and interest in the role.
    • Your Approach: I actively participated in the GD, sharing relevant points and listening to others. For the screening, I kept my answers concise and aligned with the role’s requirements.
    • Outcome: Cleared this round successfully.

  • Round 2 - Basic Exam:

    • Questions Asked: The exam covered general aptitude, logical reasoning, and basic banking awareness.
    • Your Approach: I focused on time management and accuracy, revisiting key concepts beforehand.
    • Outcome: Passed the exam and moved to the next round.

  • Round 3 - Final Screening (HR Panel):

    • Questions Asked: The HR panel asked about my career goals, strengths, weaknesses, and why I wanted to join ICICI Bank.
    • Your Approach: I answered honestly, highlighting my skills and how they align with the role. I also researched the bank’s values to tailor my responses.
    • Outcome: The panel was friendly, and I felt confident about my performance.

Preparation Tips:

  • Brush up on current economic trends for GD topics.
  • Practice aptitude and logical reasoning questions.
  • Research the company’s values and recent developments to answer HR questions effectively.

Conclusion:
The overall interview process was smooth, and the panel was approachable. I felt well-prepared, but I could have practiced more mock GD sessions to refine my participation. My advice to future candidates is to stay calm, be yourself, and thoroughly research the company.

48

Company Name: ICICI Bank

Position: Deputy Manager II

Application Process: I applied through campus placement and was interviewed before February 2021.

Interview Rounds:

  • Round 1 - Resume Shortlist:

    • Details: The first round was a resume shortlist. Ensure your resume is professional and avoids unprofessional email addresses.
    • Outcome: My resume was shortlisted for the next round.

  • Round 2 - Aptitude Test:

    • Questions Asked: The test covered Quantitative Aptitude, Logical Reasoning & Data Interpretation (LRDI), and English.
    • Outcome: I cleared the aptitude test.

  • Round 3 - Group Discussion:

    • Topic: “Cryptocurrency will be new money” (15 minutes).
    • Your Approach: I actively participated, shared relevant points, and listened to others to build on their ideas.
    • Outcome: Successfully cleared the group discussion round.

  • Round 4 - One-on-One Interview:

    • Questions Asked:
      1. Walk me through your resume.
      2. Define Trade Finance.
      3. Important ratios in finance.
      4. Importance of finance cost in the balance sheet.
      5. Marketing principles.
    • Your Approach: I answered confidently, providing clear definitions and examples where applicable.
    • Outcome: Cleared the final round.

Preparation Tips:

  • Prepare thoroughly for aptitude tests, especially Quant, LRDI, and English.
  • Stay updated on current topics like cryptocurrency for group discussions.
  • Revise key finance concepts and be ready to explain them clearly.

Conclusion:
The interview process was smooth, and the key was thorough preparation. I would advise future candidates to focus on their resume, aptitude skills, and current affairs to ace the process.