Interview questions for American Express Product Development Manager
Hi everyone, this topic is for sharing Preparation guidelines and interview experience for American Express Product Development Manager
The Product Development Manager at American Express involves a multi-stage assessment and interview process, designed to evaluate both technical skills and business proficiency. Below is a summary of the process and key points from the interviews you provided:
Interview Rounds (Observed across experiences)
Variant A – One-on-One Interview (Career Portal):
Focused on HR/fit questions (self-introduction, career goals).
Variant B – Campus Process (Multiple Rounds):
Round 1 – HR Interview: Basics on market, investment options, and how financial products work.
Round 2 – Group Discussion: Topics on market trends and financial products.
Round 5 – Final Interview: Role-specific responsibilities and scenarios; alignment with company values.
Technical/Domain: Markets & Financial Products
What are the different investment options available to consumers?
Explain how mutual funds, ETFs, and index funds work.
How do financial products work (at a high level)?
Discuss recent market trends and their impact on financial products.
How do you analyze market dynamics or trading patterns?
Product Management/Role-Specific
How would you align product development priorities with American Express’s values and market needs?
Walk me through how you would evaluate and launch a new financial product.
HR/Personality/Behavioral
Tell me about yourself.
Where do you see yourself in the next 5 years?
Situational/Leadership/Decision-Making
Describe a time you handled a challenging client relationship. What did you do and what was the outcome?
Given a sales-oriented scenario for a financial product, how would you approach the conversation?
Interview Preparation Tips
Research American Express’s values and recent projects to align your answers.
Stay updated on market trends and the company’s products/services.
Practice explaining financial concepts (e.g., mutual funds, ETFs, index funds) clearly and concisely.
Structure responses to common behavioral questions; prepare examples of client interactions and sales scenarios.
Interview questions for Motilal Oswal Financial Services Business Development Executive
Hi everyone, this topic is for sharing Preparation guidelines and interview experience for Motilal Oswal Financial Services Business Development Executive
The Business Development Executive at Motilal Oswal Financial Services involves a multi-stage assessment and interview process, designed to evaluate both technical skills and business proficiency. Below is a summary of the process and key points from the interviews you provided:
Interview Rounds
Round 1 – Resume Shortlist: Profile screening.
Pro Tip: Don’t add photo or personal details like gender, age, or address in your resume.
Round 2 – HR Round:
Concept check (e.g., Demat account) and sales aptitude (e.g., sell me this phone).
Round 3 – One-on-One:
Deeper sales-focused questions and pitching to different customer segments.
Technical/Domain (Finance Basics)
What is a Demat Account?
Sales/Marketing/Business Development
Sell me this phone.
How will you sell me an iPhone and an Android phone?
What do you know about Sales?
How would you tailor your pitch to different customer segments?
HR/Personality/Behavioral
How do you build confidence and rapport during a sales conversation? (Implied from sales scenarios)
Interview Preparation Tips
Be confident and clear in your answers; maintain good posture and gestures.
Understand the basics of sales and financial products (e.g., Demat accounts).
Practice concise, persuasive pitches for different products and customer personas.
If you have attended the process from your campus, pls share your experiences here; Please follow [guidelines](https://discuss.boardinfinity.com/t/interview-transcript-guidelines/22428?u=abhay-gupta-ebaf4123)
Application Process: Applied through the company’s career portal.
Interview Rounds:
Round 1 - One-on-One Interview:
Questions Asked:
Tell me about yourself.
Where do you see yourself in the next 5 years?
Your Approach:
For the first question, I gave a concise overview of my background, highlighting relevant experiences and skills.
For the second question, I aligned my career goals with the growth opportunities at American Express.
Outcome: The round went well, and I received positive feedback on my clarity and vision.
Preparation Tips:
Research the company’s values and recent projects to align your answers.
Practice structuring your responses to common behavioral questions.
Conclusion:
The interview was a great learning experience. I felt prepared, but I could have delved deeper into specific projects to showcase my skills better. My advice to future candidates is to be authentic and confident in your responses.
Application Process: Applied through the company’s career portal.
Interview Rounds:
Round 1 - Technical Round:
Questions Asked:
Reverse a Linked List.
Koko Eating Bananas (a problem related to binary search).
Your Approach:
For reversing the linked list, I used an iterative approach with three pointers (previous, current, next) to traverse and reverse the list.
For the “Koko Eating Bananas” problem, I applied binary search to determine the minimum eating speed required for Koko to finish all bananas within the given time.
Outcome: Cleared the round successfully.
Preparation Tips:
Focus on data structures, especially linked lists and binary search.
Practice problem-solving on platforms like LeetCode to get comfortable with similar problems.
Understand the time and space complexity of your solutions.
Conclusion:
The interview was challenging but fair. I felt well-prepared for the technical questions, but I could have practiced more edge cases for the binary search problem. My advice for future candidates is to thoroughly understand the fundamentals and practice a variety of problems to build confidence.
Application Process: I applied through campus placement and was interviewed before March 2022.
Interview Rounds:
Round 1 - HR Round:
Questions Asked:
Tell us about yourself.
Sell me this bottle.
Your Approach:
For the first question, I gave a concise overview of my background, education, and relevant experiences.
For the second question, I treated it like a fun challenge and tried to highlight the bottle’s features creatively, like its design and utility.
Outcome: I passed this round and moved to the next stage.
Round 2 - Behavioral Round:
Questions Asked:
What was your goal in life?
How do you see yourself in 5 years?
Your Approach:
For the first question, I shared my long-term aspirations and how they align with the role.
For the second question, I outlined a realistic career path within the company, emphasizing growth and contribution.
Outcome: I successfully cleared this round as well.
Preparation Tips:
For HR and behavioral rounds, focus on clarity and confidence in your answers.
Practice common HR questions like “Tell me about yourself” and situational questions.
For behavioral rounds, align your answers with the company’s values and your career goals.
Conclusion:
The interview process was smooth, and the questions were straightforward. I felt prepared, but I could have practiced more situational questions to handle unexpected ones better. For future candidates, I’d advise staying calm and being yourself—authenticity goes a long way!
Application Process: I applied via Naukri.com and was interviewed before October 2022.
Interview Rounds:
Round 1 - Resume Shortlist Round:
Pro Tip: Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
Outcome: My resume was shortlisted for further rounds.
Round 2 - HR Round:
Questions Asked:
What is a Demat Account?
Sell me the Phone.
Your Approach: I explained the concept of a Demat Account clearly and confidently. For the second question, I used a persuasive sales pitch to highlight the phone’s features and benefits.
Outcome: I passed this round.
Round 3 - One-on-one Round:
Questions Asked:
How will you sell me an iPhone and an Android phone?
What do you know about Sales?
Your Approach: I differentiated the selling points of both phones based on their target audiences and emphasized my understanding of sales techniques and customer needs.
Outcome: I successfully cleared this round.
Preparation Tips:
Be confident while giving answers.
Maintain good posture and gestures during the interview.
Conclusion:
Overall, the interview experience was positive. Being well-prepared and confident helped me perform well. For future candidates, I recommend focusing on clarity in communication and understanding the basics of sales and financial products.
Application Process: Applied via Naukri.com and was interviewed in December 2020.
Interview Rounds:
Round 1 - Technical:
Questions Asked:
What is business requirements?
What is planning?
What is pricing?
What are the requirements needed for the sales department?
Your Approach: Answered the questions directly and confidently, focusing on clarity and relevance.
Outcome: [Not specified]
Round 2 - HR:
Questions Asked: [Not specified]
Your Approach: [Not specified]
Outcome: [Not specified]
Round 3 - Assignment:
Questions Asked: [Not specified]
Your Approach: [Not specified]
Outcome: [Not specified]
Round 4 - Interview:
Questions Asked: [Not specified]
Your Approach: [Not specified]
Outcome: [Not specified]
Preparation Tips:
Be cool and confident. Answer the questions directly and clearly.
Conclusion:
The interview process was structured, and staying confident helped in answering questions effectively. Future candidates should focus on clarity and directness in their responses.
Your Approach: Ensured the resume was well-structured and aligned to highlight relevant skills and experiences.
Outcome: Successfully shortlisted for the next round.
Round 2 - HR Round:
Questions Asked:
Tell me about yourself?
How do you acquire customers?
Your Approach:
For “Tell me about yourself,” I gave a concise summary of my background, skills, and why I was interested in the role.
For “How do you acquire customers,” I discussed strategies like market research, targeted outreach, and leveraging customer feedback.
Outcome: [Result not provided]
Preparation Tips:
Have a positive attitude.
Be authentic in your responses.
Focus on clear and effective communication.
Conclusion:
The interview process was straightforward, with a focus on assessing both technical and interpersonal skills. Ensuring a well-formatted resume and being prepared for common HR questions were key takeaways. Future candidates should emphasize clarity and authenticity in their responses.
Application Process: I applied via a referral and was interviewed before March 2023.
Interview Rounds:
Round 1 - One-on-one Technical Round:
Questions Asked:
Java, multithreading, string, OOPs concepts
Write a code to check if a string is a palindrome or not
SQL-related questions
Your Approach: I focused on explaining the concepts clearly and wrote the palindrome code efficiently. For SQL, I ensured my answers were concise and accurate.
Outcome: Passed this round.
Round 2 - HR + Technical Round:
Questions Asked:
Puzzle-solving
HR questions (e.g., behavioral and situational)
Additional technical questions
Your Approach: I tackled the puzzle methodically and answered HR questions with examples from my experience. For technical questions, I kept my explanations straightforward.
Outcome: Cleared this round successfully.
Preparation Tips:
Brush up on core Java concepts, especially multithreading and OOPs.
Practice coding problems, especially string manipulations like palindrome checks.
Revise SQL basics and common queries.
Prepare for puzzles and behavioral questions separately.
Conclusion:
The interview process was smooth, and the questions were aligned with the role’s requirements. I could have practiced more puzzles beforehand. My advice is to focus on both technical and HR aspects equally for a well-rounded preparation.
Location: Thane (via campus placement at Shaheed Dunichand T Kalani Memorial Trusts College of Education)
Application Process: Applied through campus placement in November 2021.
Interview Rounds:
Round 1 - HR Interview:
Questions Asked: Basic questions about the market, different investment options, and how financial products work.
Your Approach: Focused on explaining investment concepts clearly, including mutual funds, ETFs, and index funds.
Outcome: Advanced to the next round.
Round 2 - Group Discussion:
Questions Asked: Topics related to market trends and financial products.
Your Approach: Participated actively, shared insights on trading patterns and investment strategies.
Outcome: Successfully cleared the round.
Round 3 - Behavioral Interview:
Questions Asked: Questions about handling client relationships and sales scenarios.
Your Approach: Provided examples of past experiences in sales and client interactions.
Outcome: Moved forward in the process.
Round 4 - Technical Interview:
Questions Asked: Detailed questions about financial products, market analysis, and trading.
Your Approach: Demonstrated knowledge of market dynamics and investment tools.
Outcome: Cleared the technical round.
Round 5 - Final Interview:
Questions Asked: Comprehensive discussion on role-specific responsibilities and scenarios.
Your Approach: Aligned responses with the job requirements and company values.
Outcome: Received positive feedback.
Preparation Tips:
Stay updated about market trends and the company’s products and services.
Practice explaining financial concepts clearly and concisely.
Prepare examples of past experiences in sales and client interactions.
Conclusion:
The interview process was thorough but manageable with proper preparation. Staying updated on market trends and understanding financial products deeply helped me perform well. For future candidates, I recommend focusing on clarity in explanations and being confident in your knowledge.
